Policy
AI Disclaimer
Last updated 25 July 2026
Manual entries — suggestions only, not financial advice. Subtally never connects to your bank, inbox or accounts.
Suggestions only
Ledgers, overlap shortlists and recaps organise your own entries. They are prompts to review, not instructions.
Not financial advice
Nothing here is financial, budgeting, credit, tax or investment advice, and we make no saving guarantees.
You stay in control
You confirm every amount and date, send your own emails, and cancel on the provider's platform yourself.
01How outputs are made
Subtally reads the list you type or paste and produces a structured ledger, spend split, renewal calendar, trial watch, keep/downgrade/cancel shortlist, email drafts and a monthly recap. These are generated from your entries — the tool does not know anything about your subscriptions beyond what you enter.
02Accuracy is your responsibility
Totals, categories and dates are only as accurate as what you enter. Automatic category guesses and overlap suggestions can be wrong, and a renewal reminder depends entirely on the date you set. Always check the ledger against your own records and the real bills from each provider.
03Not financial advice
Spend summaries and "idle" or "downgrade" suggestions are organisational aids only. They are not financial, budgeting, credit, tax or investment advice, and we do not promise any specific saving. If you need advice about your finances, speak to a qualified professional.
04Reminders do not stop charges
A renewal nudge is a prompt based on the date you entered. Subtallycannot see your bank or card and cannot prevent, delay or cancel any payment. Only the provider's own systems control your charges; the provider's bill is always the source of truth.
05What the tool never does
- It never connects to a bank, card, inbox or open-banking feed.
- It never pays, holds, moves or refunds your money.
- It never cancels or downgrades a subscription for you — it only drafts an email you send yourself.
- It does not use your entries or results to train AI models.
06Acceptable use and contact
Use outputs responsibly and in line with our Acceptable Use Policy and Content License. Questions about how the studio works? Email support@101010enterprise.shop.